All Perils coverage is best described as:

All Perils coverage is best described as:

• A. All Perils covers losses from theft only
• B. All Perils covers losses from all perils including those listed as Comprehensive and Specified Perils
• C. All Perils covers medical expenses only
• D. All Perils covers only collisions with other vehicles

Answer: (B)

All Perils coverage is the broad protection that covers losses from a wide range of causes, essentially any peril not specifically excluded by the policy. It combines what’s typically covered under Comprehensive with other perils the policy lists, making it the most expansive description of coverage available. That helps explain why it’s described as covering losses from all perils, including those listed as Comprehensive and Specified Perils. The other options describe much narrower coverages— theft only, medical expenses only, or collisions with another vehicle—so they don’t capture the breadth of All Perils.

All Perils coverage is the broad protection that covers losses from a wide range of causes, essentially any peril not specifically excluded by the policy. It combines what’s typically covered under Comprehensive with other perils the policy lists, making it the most expansive description of coverage available. That helps explain why it’s described as covering losses from all perils, including those listed as Comprehensive and Specified Perils. The other options describe much narrower coverages— theft only, medical expenses only, or collisions with another vehicle—so they don’t capture the breadth of All Perils.